My Seva Portal

CIBIL Score Check & Report PDF

Your CIBIL score with the full TransUnion CIBIL report, as a PDF download.

In English, exactly as printed on the PAN card

10 characters, as printed on the PAN card

As in your bank records

Your number registered with banks. We send an OTP on WhatsApp to verify it.

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Pay ₹99 · download in about a minute

Private service, not affiliated with any government body.

How to get your CIBIL report?

  1. Enter your full name as on your PAN, your PAN, gender and mobile number.
  2. Tick your consent and verify your mobile with the code sent on WhatsApp.
  3. Pay, and download your CIBIL report PDF in about a minute. The link is also sent to your WhatsApp and email.

What is in the report?

Your credit score, your loans and credit cards with their limits, balances and repayment history, and the enquiries made on your record.

Frequently asked questions

What do I need to check my CIBIL score?

Your full name as on your PAN, your PAN, your gender and the mobile number registered with your bank. We verify the mobile with a WhatsApp OTP.

Can I check someone else's report?

No. A credit report may only be fetched with the person's own consent, so you tick the consent box and verify your own mobile with an OTP.

What if no report is found?

If the bureau has no credit record for these details (for example, if you have never had a loan or credit card), the full amount is credited to your wallet.

Is the CIBIL report free?

No. Each report is fetched from the bureau for you, with your consent. Credit bureaus also give a free report on their own websites after you sign up there; here you get the PDF in about a minute without creating an account.