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Experian Credit Report & Score

Your Experian credit score with the full report, as a PDF download.

Full name (as on PAN)

In English, exactly as printed on the PAN card

PAN number

10 characters, as printed on the PAN card

Mobile number

Your number registered with banks. We send an OTP on WhatsApp to verify it.

I am the person named above. I authorise My Seva Portal to fetch my credit report and score from Experian on my behalf, for my own use, and I confirm that this mobile number is mine.

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Pay ₹59 · download in about a minute

Private service, not affiliated with any government body.

How to get your Experian report?

Enter your full name as on your PAN, your PAN and mobile number.
Tick your consent and verify your mobile with the code sent on WhatsApp.
Pay, and download your Experian report PDF in about a minute. The link is also sent to your WhatsApp and email.

What is in the report?

Your credit score, your loans and credit cards with their limits, balances and repayment history, and the enquiries made on your record.

Frequently asked questions

What do I need?

Your full name as on your PAN, your PAN and your mobile number. We verify the mobile with a WhatsApp OTP.

What if no report is found?

If the bureau has no credit record for these details (for example, if you have never had a loan or credit card), the full amount is credited to your wallet.

Is the Experian report free?

No. Each report is fetched from Experian for you, with your consent. Experian also gives a free report on its own website after you sign up there; here you get the PDF in about a minute without creating an account.

Why is my Experian score different from my CIBIL score?

Each bureau collects data from lenders separately and uses its own scoring model, so the scores often differ. Lenders may check any of them.